看X帳號自介是專門寫WBC報導的美國記者 來源：https://x.com/Shawn_Spradling/status/2017656405285630205 以下是我對世界棒球經典賽保險運作方式的理解，至少就我目前所了解的部分而言。 一切都歸結於「保障薪資」 若要參加世界棒球經典賽，凡是列入美國職棒大聯盟40人名單的球員，都必須投保以保障其 合約薪資。 經典賽的保險承保單位是NFP（Team Scotti），此為大聯盟與球員工會雙方都同意的保險公 司。 球員在賽事前後都需接受體檢，以協助區分哪些傷勢是在經典賽期間發生，哪些則屬於舊有 的傷病。 根據 @francysromeroFR 所引述的消息來源，球員會依健康狀況被分為三種不同的分類： 長期狀況：多年來反覆受傷，曾多次進入60 天傷兵名單 中度風險狀況：在2–3個賽季內，多次進出 10天傷兵名單 低風險狀況：幾乎沒有，或完全沒有受傷病史 目前尚不清楚究竟哪些具體條件會導致球員被認定為「可投保」或「不可投保」。 如果球員成功投保，其薪資將獲得保障。反之則不被保障。 如果已投保的球員因在經典賽期間受傷而缺席任何比賽，保險公司將依球員實際缺賽的場次 支付其相應的薪資。 如果未投保的球員因在經典賽期間受傷而缺席，大聯盟球隊沒有義務支付該球員缺賽期間的 薪資。 不過大聯盟球隊可以選擇放棄保險要求，主動保障未投保球員的薪資。 若球員被認定為不可投保，所屬球隊又不願意保障其薪資，那麼最終就取決於球員本人的選 擇： 1.在未投保的情況下參加經典賽，並承擔薪資受影響的風險 2.參加經典賽並自掏腰包購買保險 3.不參加 當然，整個流程的每一個環節其實都存在許多細微的差別與灰色地帶。 如果能更清楚了解球員是否可投保的判定標準，將會非常有幫助。不過，我也不確定在保護 球員醫療隱私的前提下，要如何對外公開這類資訊。 但即便如此，只要各方能提供多一點透明度，就能為世界棒球經典賽帶來極大的正面影響。 原文 Here is how WBC insurance works, at least the best I understand it. It all boils down to “guaranteed salaries”: To play in the World Baseball Classic, a player on a Major League 40-man roster must be covered by insurance to guarantee their salary. The insurer for the WBC is NFP (Team Scotti), who MLB and the MLBPA have agreed on. Per a source cited by @francysromeroFR, players are categorized by three differe nt health designation. Chronic Condition: repeated injuries over years, multiple 60-day IL stints Intermediate Condition: multiple 10-day IL stints over 2–3 seasons Low-Risk Condition: little to no injury history It is unknown what exactly renders a player insurable/uninsurable. If a player receives insurance, their salary is guaranteed. If a player does not receive insurance, their salary is not guaranteed. If an insured player misses any amount of time due to an injury sustained during the WBC, the insurer will cover the salary for however many games are missed. If an UNINSURED player misses any amount of time due to an injury sustained duri ng the WBC, MLB teams are not required to pay the player for the games they miss . MLB teams can choose to waive the insurance requirement and guarantee the salary of an uninsured player. If a player is deemed uninsurable, and the MLB team will not guarantee their sal ary, it comes down to the player’s personal choice: 1. Play in the WBC uninsured and risk his salary 2. Play in the WBC and purchase insurance out of his own pocket 3. Skip the WBC Of course, there is nuance in every step of this process. It would be great to have more visibility into what makes a player insurable or not. I’m not sure how you make that information public while keeping players’ medical information private. But just a little more transparency from all parties involved would do the WBC a world of good. --

※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 220.143.143.195 (臺灣) ※ 文章網址: https://webptt.com/m.aspx?n=bbs/Baseball/M.1769911486.A.A1D.html ※ 編輯: polanco (220.143.143.195 臺灣), 02/01/2026 10:11:42