看X帐号自介是专门写WBC报导的美国记者 来源：https://x.com/Shawn_Spradling/status/2017656405285630205 以下是我对世界棒球经典赛保险运作方式的理解，至少就我目前所了解的部分而言。 一切都归结於「保障薪资」 若要参加世界棒球经典赛，凡是列入美国职棒大联盟40人名单的球员，都必须投保以保障其 合约薪资。 经典赛的保险承保单位是NFP（Team Scotti），此为大联盟与球员工会双方都同意的保险公 司。 球员在赛事前後都需接受体检，以协助区分哪些伤势是在经典赛期间发生，哪些则属於旧有 的伤病。 根据 @francysromeroFR 所引述的消息来源，球员会依健康状况被分为三种不同的分类： 长期状况：多年来反覆受伤，曾多次进入60 天伤兵名单 中度风险状况：在2–3个赛季内，多次进出 10天伤兵名单 低风险状况：几乎没有，或完全没有受伤病史 目前尚不清楚究竟哪些具体条件会导致球员被认定为「可投保」或「不可投保」。 如果球员成功投保，其薪资将获得保障。反之则不被保障。 如果已投保的球员因在经典赛期间受伤而缺席任何比赛，保险公司将依球员实际缺赛的场次 支付其相应的薪资。 如果未投保的球员因在经典赛期间受伤而缺席，大联盟球队没有义务支付该球员缺赛期间的 薪资。 不过大联盟球队可以选择放弃保险要求，主动保障未投保球员的薪资。 若球员被认定为不可投保，所属球队又不愿意保障其薪资，那麽最终就取决於球员本人的选 择： 1.在未投保的情况下参加经典赛，并承担薪资受影响的风险 2.参加经典赛并自掏腰包购买保险 3.不参加 当然，整个流程的每一个环节其实都存在许多细微的差别与灰色地带。 如果能更清楚了解球员是否可投保的判定标准，将会非常有帮助。不过，我也不确定在保护 球员医疗隐私的前提下，要如何对外公开这类资讯。 但即便如此，只要各方能提供多一点透明度，就能为世界棒球经典赛带来极大的正面影响。 原文 Here is how WBC insurance works, at least the best I understand it. It all boils down to “guaranteed salaries”: To play in the World Baseball Classic, a player on a Major League 40-man roster must be covered by insurance to guarantee their salary. The insurer for the WBC is NFP (Team Scotti), who MLB and the MLBPA have agreed on. Per a source cited by @francysromeroFR, players are categorized by three differe nt health designation. Chronic Condition: repeated injuries over years, multiple 60-day IL stints Intermediate Condition: multiple 10-day IL stints over 2–3 seasons Low-Risk Condition: little to no injury history It is unknown what exactly renders a player insurable/uninsurable. If a player receives insurance, their salary is guaranteed. If a player does not receive insurance, their salary is not guaranteed. If an insured player misses any amount of time due to an injury sustained during the WBC, the insurer will cover the salary for however many games are missed. If an UNINSURED player misses any amount of time due to an injury sustained duri ng the WBC, MLB teams are not required to pay the player for the games they miss . MLB teams can choose to waive the insurance requirement and guarantee the salary of an uninsured player. If a player is deemed uninsurable, and the MLB team will not guarantee their sal ary, it comes down to the player’s personal choice: 1. Play in the WBC uninsured and risk his salary 2. Play in the WBC and purchase insurance out of his own pocket 3. Skip the WBC Of course, there is nuance in every step of this process. It would be great to have more visibility into what makes a player insurable or not. I’m not sure how you make that information public while keeping players’ medical information private. But just a little more transparency from all parties involved would do the WBC a world of good. --

※ 发信站: 批踢踢实业坊(ptt.cc), 来自: 220.143.143.195 (台湾) ※ 文章网址: https://webptt.com/cn.aspx?n=bbs/Baseball/M.1769911486.A.A1D.html ※ 编辑: polanco (220.143.143.195 台湾), 02/01/2026 10:11:42