Funders that have access to any sort of government guarantee － banks with FDIC-insured deposits, large entities with commercial paper now backed by the Federal Reserve, and others who are using imaginative methods (or lobbying skills) to come under the government's umbrella － have money costs that are minimal. //「have money costs that are minimal」这句的意思是? Funder是否指的是出资者，也就是贷方? 获得政府担保的贷款人取得资金的成本较低? 贷款人不是扮演提供资金的脚色吗? 本段无法理解。 Conversely, highly-rated companies, such as Berkshire, are experiencing borrowing costs that, in relation to Treasury rates, are at record levels. //相反的，评价优良的公司，如波克夏，其借款成本相对於政府公债 的利率却达到了新高纪录。 Moreover, funds are abundant for the government-guaranteed borrower but often scarce for others, no matter how creditworthy they may be. //对於有政府担保的借款人资金是充足的，对於其他人则否， 不管他们的信用如何。 请问上述三段的理解有无错误? 因为第一段在讲贷方，而二、三段 却是在讲借方，文义感觉兜不起来，故发文询问，谢谢大家。 --

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