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这题也是OG的..但还是搞不懂 59. (33759-!-item-!-188;#058&007597) Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits. An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure. If depositors were more selective, then banks would need to be secure in order to compete for depositors' money. Which of the following, if true, most seriously weakens the economist's argument? (A) Before the government started to insure depositors against bank failure, there was a lower rate of bank failure than there is now. (B) When the government did not insure deposits, frequent bank failures occurred as a result of depositors' fears of losing money in bank failures. ->为什麽weaken?哪种weaken法? (C) Surveys show that a significant proportion of depositors are aware that their deposits are insured by the government. ->为什麽支持? (D) There is an upper limit on the amount of an individual's deposit that the government will insure, but very few individuals' deposits exceed this limit. (E) The security of a bank against failure depends on the percentage of its assets that are loaned out and also on how much risk its loans involve. 麻烦各位了,Thanks~ --



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1F:推 filley:经济学家的论点是有了存款保险的存在 就会降低存款人去选择 12/01 17:56
2F:→ filley:好的银行的诱因 使银行倒闭机会提高 12/01 17:58
3F:→ filley:B是说 如果没有了存款保险的存在 存款人担心他们的钱会不见 12/01 18:00
4F:→ filley:反而发生挤兑情况 推翻了原文假设的结果 所以weaken 12/01 18:00
5F:→ filley:C是支持 是因为和原文所推演因果关系是一致的 12/01 18:02
6F:推 Vinicks:我觉得(B)是看原文最後一段 假设存款人更有选择能力的话 12/01 18:13
7F:→ Vinicks:那个银行就会需要去使得自己更安全以确保竞争优势 12/01 18:14
8F:→ Vinicks:而(B)选项却说假如政府没有担保存款的话 更多的银行倒闭 12/01 18:15
9F:→ Vinicks:会发生由於人们恐惧银行的倒闭 但是这和文章会後一段刚好 12/01 18:16
10F:→ Vinicks:矛盾 因为文章最後说政府没担保 因此存款人会更小心 12/01 18:16
11F:→ Vinicks:而更小心的情况下 会使得银行更安全 因此应该会使银行 12/01 18:16
12F:→ Vinicks:倒闭减少 而(B)内文却是说增加 因此削弱 解释好多 请见谅 12/01 18:17
13F:→ Vinicks:另外我解释的也不一定对@@" 开放讨论^O^ 12/01 18:18
14F:→ twlarrywu:感谢各位详细解说,小弟感激不尽~~~~~!!!! 12/01 23:35







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